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Date:      Tue, 12 Dec 2017 12:56:43 +0100
From:      =?utf-8?Q?Dag-Erling_Sm=C3=B8rgrav?= <des@des.no>
To:        Michelle Sullivan <michelle@sorbs.net>
Cc:        Yuri <yuri@rawbw.com>, Igor Mozolevsky <mozolevsky@gmail.com>, freebsd security <freebsd-security@freebsd.org>
Subject:   Re: http subversion URLs should be discontinued in favor of https URLs
Message-ID:  <86h8swgnwk.fsf@desk.des.no>
In-Reply-To: <5A2DB9F8.1040301@sorbs.net> (Michelle Sullivan's message of "Mon, 11 Dec 2017 09:49:28 %2B1100")
References:  <97f76231-dace-10c4-cab2-08e5e0d792b5@rawbw.com> <5A2709F6.8030106@grosbein.net> <11532fe7-024d-ba14-0daf-b97282265ec6@rawbw.com> <8788fb0d-4ee9-968a-1e33-e3bd84ffb892@heuristicsystems.com.au> <20171205220849.GH9701@gmail.com> <20171205231845.5028d01d@gumby.homeunix.com> <CADWvR2gVn8H5h6LYB5ddwUHYwDtiLCuYndsXhJywi7Q9vNsYvw@mail.gmail.com> <20171210173222.GF5901@funkthat.com> <CADWvR2iGQOtcU=FnU-fNsso2eLCCQn=swnOLoqws%2B33V8VzX1Q@mail.gmail.com> <5c810101-9092-7665-d623-275c15d4612b@rawbw.com> <CADWvR2j_LLEPKnSynRRmP4LG3mypdkNitwg%2B7vSh=iuJ=JU09Q@mail.gmail.com> <fd888f6b-bf16-f029-06d3-9a9b754dc676@rawbw.com> <CADWvR2jnxVwXmTA9XpZhGYnCAhFVifqqx2MvYeSeHmYEybaNnA@mail.gmail.com> <19bd6d57-4fa6-24d4-6262-37e1487d7ed6@rawbw.com> <CADWvR2gkFGY8CH5L7N67z8mfOux=Vjv8eobpK=pOpCKW3ysAkA@mail.gmail.com> <913910fb-723b-e450-8f02-4c26b3c15287@rawbw.com> <CADWvR2hR2-DPayNVOUvTxMQ=tj7YpotVzKFHGQFPoC5ZGDvnNA@mail.gmail.com> <898df78d-c0b1-9e9f-0630-2665c3939960@rawbw.com> <5A2DB9F8.1040301@sorbs.net>

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Michelle Sullivan <michelle@sorbs.net> writes:
> User gets an email saying his banking details are compromised, and to
> update them now.  User clicks the link and gives banking details to
> phishing site as well as having a keylogger and rootkit installed
> during the process.  User has bank account hacked.  Where did the bank
> go wrong?

Banks and financial institutions have whole teams working 24/7, usually
in cooperation with national authorities, to detect, investigate and
shut down phishing campaigns, and to warn customers (either directly or
through mass media) of particularly large or well-executed campaigns.
In the EU and EEA, banks are liable for losses in excess of =E2=82=AC150 un=
less
the customer acted =E2=80=9Cwith intent or gross negligence=E2=80=9D, but t=
he definition
of =E2=80=9Cgross negligence=E2=80=9D is fluid.  Legal precedent in Norway =
is to hold
the customer liable only if the email was =E2=80=9Can obvious forgery=E2=80=
=9D, for some
definition of =E2=80=9Cobvious=E2=80=9D.

TL;DR: yes, banks are held liable for losses attributable to phishing.

Source: I do this for a living (although not at a bank).

DES
--=20
Dag-Erling Sm=C3=B8rgrav - des@des.no



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