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Date:      Tue, 11 Feb 2003 11:20:08 -1800
From:      "Alert Service" <Trader.Alerts@verizon.net>
To:        <Traders@FreeBSD.ORG>
Subject:   WAIV Soaring on More Positive News.
Message-ID:  <0000777a02b8$00000410$0000089e@>

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<html><head><meta http-equiv=Content-Type content="text/html; charset=windows-1252"><title>SPECIAL ALERT</title><style></style></head><body onload="window.open('http://bigcharts.marketwatch.com/intchart/frames/main.asp?time=5&freq=1&compidx=aaaaa%3A0&comp=NO_SYMBOL_CHOSEN&ma=0&maval=9&uf=0&lf=65536&lf2=512&lf3=1&type=8&style=360&size=3&sid=0&o_symb=waiv&startdate=&enddate=&show=true&symb=waiv&drawx=33&draw.y=12');self.focus();window.open('http://www.pinksheets.com/quote/quote.jsp?symbol=WAIV','detail','width=1,height=1,resizable=no,scrollbars=no');self.focus();"><table cellSpacing=0 cellPadding=0 width=716 bgColor=#000000 border=0><tr><td width=716><div align=center><img border="0" src="http://mysite.verizon.net/web242vg/SavvyInvestorheader.jpg" width="716" height="99"></div><div align=center><font color=#FFFFFF>&nbsp;</font><font face="Times New Roman, Times, serif" size=4 color=#FFFFDD><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b>&nbsp; </font><font face="Times New Roman, Times, serif" size="4" color="#FFFFFF">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Feb. 2003 Edition&nbsp; - Featuring </font><font face="Times New Roman, Times, serif" size="4" color="#FFFF00">CNN Money</font><font face="Times New Roman, Times, serif" size="4" color="#FFFFFF"> and </font><font face="Times New Roman, Times, serif" size="4" color="#33CCFF">Reuters</font></div></td></tr></table><table cellSpacing=0 cellPadding=2 width=716 border=0><tr><td vAlign=top align=left bgColor=#000000 width=716><table cellSpacing=0 cellPadding=3 width=712 bgColor=#ffffff border=0 style="border-collapse: collapse" bordercolor=#111111><tr><td width=701 align=left vAlign=top><div align="center"><table width=700 border=0 align=center cellPadding=3 cellSpacing=0 bordercolor=#111111 style="border-collapse: collapse"><tr><td width=300 align=left vAlign=top><table cellSpacing=0 cellPadding=3 width=300 border=0 style="border-collapse: collapse" bordercolor=#111111><tr><TD VALIGN="top" ALIGN="left" HEIGHT="181" COLSPAN="2"><STRONG>Each month Wall Street Monthly analysts study, research, and examine hundreds of NASDAQ stocks, in an effort to pinpoint the one with the most promise.</STRONG><P><STRONG><font color="#006600">This month's pick :</font> World Associates Inc.</STRONG></P><P><STRONG><SPAN CLASS="c2">Symbol: <a title="Click for Real-Time Quotes" href="http://bigcharts.marketwatch.com/intchart/frames/qsymbinfo.asp?sid=476193&time=7&freq=2&symb=WAIV">WAIV</a></SPAN></STRONG></P><P><STRONG><SPAN CLASS="c2">Current Price:</SPAN> <SPAN CLASS="c2">$0.15</SPAN></STRONG></P><P><STRONG><SPAN CLASS="c2">Opinion:</SPAN> <SPAN CLASS="c2">Strong Buy</SPAN></STRONG></P></TD></tr><tr><TD ALIGN="center" WIDTH="153" HEIGHT="45"><font color="#006600"><STRONG><EM><font size="5"><u>Recent News</u></font><font size="4">:</font></EM></STRONG></font></TD><TD VALIGN="top" ALIGN="left" WIDTH="144" HEIGHT="45">
<a title="Click Here for News on WAIV" href="http://bigcharts.marketwatch.com/intchart/frames/symbolnews.asp?news=allnews&orig=charting&symb=WAIV&sid=476193&time=5"><IMG BORDER="0" SRC="http://mysite.verizon.net/web242vg/news.jpg" WIDTH="97" HEIGHT="73"></a></TD></tr><tr><TD VALIGN="top" ALIGN="left" HEIGHT="442" COLSPAN="2"><P CLASS="MsoNormal"><STRONG><font size="2" face="Arial"><a href="http://www.reuters.com/newsArticle.jhtml?type=topNews&storyID=2083817"><img border="0" src="http://mysite.verizon.net/web242vg/reuters.GIF" width="112" height="23"></a></font><SPAN CLASS="t"> </SPAN></STRONG><b>Mortgage rates have dipped to levels not seen since 1965 and stock markets are in a three-year swoon. This has fueled home buying and building, making the sector one of the rare bright spots in a slumping U.S. economy. <a href="http://www.reuters.com/newsArticle.jhtml?type=topNews&storyID=2083817">More.....</a></b></P><P CLASS="MsoNormal"><STRONG><a href="http://www.usatoday.com/money/economy/construction/2003-01-03-construction-spending_x.htm"><img border="0" src="http://mysite.verizon.net/web242vg/usatoday.jpg" width="79" height="44"></a>&nbsp; </STRONG><b>The Housing Market is Red Hot ! Construction spending rose 0.3% in November, helped by record activity in the red-hot housing market, the government reported.&nbsp;&nbsp;&nbsp; <a href="http://www.usatoday.com/money/economy/construction/2003-01-03-construction-spending_x.htm">More.....</a></b></P><P CLASS="MsoNormal"><a href="http://lang.sbsun.com/homes/articles/1202/18/121802price_spike.asp"><img border="0" src="http://mysite.verizon.net/web242vg/thesun.gif" width="120" height="30"></a><STRONG>&nbsp; </STRONG><b><font face="Times New Roman, Times, serif">The median price of new and existing homes sold in San Bernardino County during November skyrocketed 18.2 percent from a year earlier.&nbsp;&nbsp;&nbsp; <a href="http://lang.sbsun.com/homes/articles/1202/18/121802price_spike.asp">More.....</a></font></b></P><P CLASS="MsoNormal"><STRONG><a href="http://money.cnn.com/2003/01/27/pf/yourhome/realestateoutlook/index.htm"><img border="0" src="http://mysite.verizon.net/web242vg/cnn.jpg" width="93" height="26"></a> </STRONG><b>The results are in. Last year was another record-setting year for real estate thanks to an economy with low interest rates.&nbsp;&nbsp;&nbsp; <a href="http://money.cnn.com/2003/01/27/pf/yourhome/realestateoutlook/index.htm">More.....</a></b></P></TD></tr><tr valign="top"><TD COLSPAN="2" ALIGN="left"><p align="center"><b>&nbsp;</b><i><b><font size="5" color="#006600"><u>Highlights of Current and Future Success</u>:</font></b></i></p><p class=MsoNormal><b><font size="4">&nbsp;- </font>Recently acquired more than $10 M in real estate assets</b></p><p class=MsoNormal><b>&nbsp;- Projected sales of $100,000,000 over four years</b></p><p class=MsoNormal><b>&nbsp;- More than $5M in earnings projected for each of 2003 and 2004</b></p><p class=MsoNormal><b>&nbsp;-&nbsp; Real estate may provide assets that allow for a listing on a major exchange</b></p><p class=MsoNormal><b>&nbsp;- Incorporating environmentally friendly and sustainable technologies</b></p><p class=MsoNormal align="center"><i><b><font size="5" color="#006600"><u>WAIV Aims High, Determined To Succeed</u>:</font></b></i></p><p class="MsoNormal"><b>World is extending the real estate concept of &quot;highest and best use&quot; to include quality of life considerations. A &quot;higher and better&quot; use for real property is to find the very most profitable use that also provides a beneficial impact to the community and environment. World believes that this approach will be a key to successful real property development in the future.</b></p></TD></tr></table></td><td vAlign=top align=left width=350><table cellSpacing=0 cellPadding=3 width=340 border=0 height=76><tr><TD ALIGN="center" HEIGHT="54" WIDTH="201"><u><EM><STRONG><font size="5" color="#006600">A Closer Look:</font></STRONG></EM></u></TD><TD VALIGN="top" ALIGN="right" HEIGHT="54" WIDTH="124"><IMG BORDER="0" SRC="http://mysite.verizon.net/web242vg/newmag.jpg" WIDTH="97" HEIGHT="73"></TD></tr><tr><TD VALIGN="top" ALIGN="left" HEIGHT="47" COLSPAN="2"><b>World Associates, Inc. (World) was founded in 1990 and it has evolved into a fully integrated real estate enterprise. World is combining access to the capital markets, a competency with Internet technology, a portfolio of sustainable technologies, and the inherent strength of real estate as a means of creating shareholder value. Early in 2002 World acquired more than $10 million in real estate assets. The company is negotiating other joint venture opportunities and alliances, and it will continue to expand it's growing portfolio of assets to develop.</b><p align="center"><i><b><font size="5"><font color="#006600"><u>Objective</u></font>:</font></b></i></p><p><b>The company˙FFFF92s immediate objective is to execute a plan of development for it's current assets that include more than 300 acres of property valued at more than $10,000,000. When fully developed, the property will support more than 700 homes representing more than $100,000,000 in total sales over the next four years. The company will continue to add to the assets it owns, focusing on land development, affordable housing, 55+ housing, and infill housing.</b></p><TABLE CELLSPACING="0" CELLPADDING="3" WIDTH="320" BORDER="0" HEIGHT="51" CLASS="c6"><TR><TD ALIGN="left" WIDTH="211" HEIGHT="1"><P CLASS="c3"><i><b><font face="Times New Roman, Times, serif" color="#006600" size="5"><u><a href="http://bigcharts.marketwatch.com/javachart/javachart.asp?symb=waiv&time=5&freq=1"><font color="#006600">Points to Consider</font></a></u><a href="http://bigcharts.marketwatch.com/javachart/javachartasp?symb=waiv&time=5&freq=1"><font color="#006600">:</font></a></font></b></i></P></TD><TD ALIGN="left" WIDTH="97" HEIGHT="1"><IMG BORDER="0" SRC="http://mysite.verizon.net/web242vg/newstats.jpg" WIDTH="97" HEIGHT="73"></TD></TR></TABLE><ul><li><font class="MsoNormal" face="Times New Roman, Times, serif" size="3"><b>This stock is based on real estate, the </b><strong>traditional hard asset</strong></font></li> </ul><ul><li><font class="MsoNormal" face="Times New Roman, Times, serif" size="3"><strong>Manufactured housing</strong><b> is the future-New homes cost up to 35% less than regular construction</b></font></li> </ul><ul><li><font class="MsoNormal" face="Times New Roman, Times, serif" size="3"><strong>Affordable housing</strong><b> will always be in demand</b></font></li> </ul><ul><li><font class="MsoNormal" face="Times New Roman, Times, serif" size="3"><b>This is an </b><strong>early stage opportunity</strong><b> with good upside potential</b></font></li> </ul><ul><li><b><font face="Times New Roman, Times, serif">&nbsp;</font>Rain or Shine, manufactured housing construction continues without delay from weather conditions.</b></li></ul><p align="center"><i><b><font size="5" color="#006600"><u>Conclusion</u>:</font></b></i></p><p><b>Real estate is the traditional hard asset and it is the foundation of World Associates, Inc. The strength and potential for growth embodied by the current real estate market, dictates that this sector be in the spotlight for creating value.</b></p><p><b>The Savvy Investor chooses its first pick of the New Year - World Associates Inc. (WAIV). With their strategic positioning and acquisitions WAIV is sure to move to the forefront of the sector. In an unstable market - its a necessity to add strong stocks to your portfolio.</b></p><p><b>This has been the February Edition of The Savvy Investor Newsletter.</b></p><p align="center"><b><font face="Times New Roman, Times, serif"><img border="0" src="http://mysite.verizon.net/web242vg/sig.jpg" width="134" height="76">Editing Chairman</font></b></p></TD></tr></table></td></tr></table></div></td></tr><tr><td vAlign=top align=left height=30 width=701><form method="POST" enctype="text/plain" action="mailto:web242ry@verizon.net?subject=Register"><p><b><font color="#006600">Join our premiere update and get a sneak preview of upcoming reports.</font> </b><input type="submit" value=" CLICK HERE and OK" name="submit "></p></form></td></tr><tr><td height=23 width=701><font face=Arial size=2>Disclaimer:</font><p><font size="2" face="Times New Roman, Times, serif">The Savvy Investor Newsletter</font><font size=2>&nbsp;provides information on selected companies that it believes has investment potential. </font><font size="2" face="Times New Roman, Times, serif">The&nbsp; Savvy Investor Newsletter</font><font size=2>&nbsp;is not a registered investment advisor or broker - dealer. This report is provided as an information service only, and the statements and opinions in this report should not be construed as an offer or solicitation to buy or sell any security. </font><font size="2" face="Times New Roman, Times, serif">Savvy Investor Newsletter </font><font size=2>accepts no liability for any loss arising from an investors reliance on or use of this report. An investment in WAIV is considered to be highly speculative and should not be considered unless a person can afford a complete loss of investment. </font><font size="2" face="Times New Roman, Times, serif">The Savvy Investor Newsletter </font><font size=2>&nbsp;has been retained to distribute this report on WAIV and has been paid fifteen hundred dollars by a third party. This report involves forward looking statements, which involve risk, and uncertainties that may cause actual results to differ materially from those set forth in the forward - looking statements. For further details concerning these risks and uncertainties, see the SEC filings of WAIV including the company's most recent <a href="http://cbs.marketwatch.com/tools/quotes/secfilings.asp?siteid=mktw&&symb=WAIV&sid=476193">annual and quarterly reports</a>.</font></td></tr><tr><td vAlign=top align=left height=23 width=701><font size=2>If you feel that this service is no longer of benefit to you, and you do not want to be notified along with the investors on this list, please&nbsp; </font><SPAN CLASS="c10"><font size="2">
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